Terms of Use (Demonstration)

Welcome to visit the website (hereinafter referred to as "this website") and related payment services (hereinafter referred to as "this service") operated by TTPay (hereinafter referred to as "our company" or "us"). Before using this website or service, please carefully read the following terms of use. If you continue to access, browse or use this website, you acknowledge, understand and agree to accept all the contents of these Terms of Use.

1. Scope of application
   1.1 These Terms of Use apply to all individuals or entities (hereinafter referred to as "users" or "you") who access, browse, or otherwise use this website.
   1.2 Your access and use of this website may also be subject to other applicable terms, such as privacy policies, legal statements, or other special service agreements; If there is a conflict between this clause and other clauses, the specific service agreement or explicit agreement between both parties shall prevail.

2. User Qualification and Registration
   2.1 You confirm that you have the corresponding civil capacity or business qualifications required by law when using this website and this service. If you do not meet the above conditions, you should immediately stop accessing or using this website and this service.
   2.2 Some functions or services require you to complete registration (such as opening a payment account, real name authentication, etc.). During the registration process, you should ensure that the information provided is true, accurate, and complete, and update the information in a timely manner to maintain its validity. If we discover or have reasonable grounds to suspect that the registration information you submit is false, misleading, or illegal, we have the right to temporarily or permanently refuse or terminate your use of the relevant services.

3. 使用规范
   3.1 You should only use this website and its services for legitimate purposes, and shall not engage in any illegal, infringing, unfair competition, or harm to the legitimate rights and interests of others using this website, including but not limited to:

   • Spread and publish illegal or harmful information；
   • Unauthorized acquisition or attempted acquisition of others' data, accounts, or confidential information；
   • Interference or disruption of the normal operation of this website, servers, or network systems；
   • Any other behavior that violates any applicable laws, regulations, regulatory provisions, or company policies.
     3.2 We reserve the right to take measures, including but not limited to warnings, access restrictions, account cancellation, deletion of relevant information, and reporting to law enforcement agencies, for any behavior that violates these terms of use or applicable laws and regulations.

4. Intellectual Property and Content Usage
   4.1 All content contained or displayed on this website (including but not limited to trademarks, logos, text, images, audio and video materials, layout design, software code, and related works) has intellectual property rights owned by our company or relevant rights holders and is protected by relevant laws.
   4.2 Without prior written authorization from our company or relevant personnel, users are not allowed to copy, reproduce, modify, disseminate, display, sell or use the above content for any commercial purposes in any form.
   4.3 Users who upload, submit, or post content (such as comments, suggestions, etc.) while using this website and service should ensure that it does not infringe upon the legitimate rights and interests of any third party; Once published, it is deemed as permission for us to use, copy, modify or disseminate the content within the scope of legitimate purposes such as providing and improving services.

5. Privacy and data Protection
   5.1 We will protect and process users' personal information in accordance with the Privacy Policy and relevant laws and regulations in the Philippines.
   5.2 We will not disclose or share users' personal information to third parties without their prior explicit consent or legal permission.

6. 免责声明与责任限制
   6.1 To the maximum extent permitted by law, our company shall not be liable in any form, direct or indirect, for any loss or damage caused by the following reasons, including but not limited to:

   • Force majeure or events beyond the reasonable control of our company (such as natural disasters, network failures, etc.)；
   • User's own fault, improper operation or failure to comply with these terms of use；
   • Usage barriers, service interruptions, or data loss caused by third-party errors or delays.
     6.2 Our company does not assume any guarantee responsibility for any third-party websites, services, or links that are not directly controlled by our company. When users access third-party sites through this website, they should make their own judgments and bear the risks of use.

7. Service Change and Termination
   7.1 To meet the needs of business and technological development, our company reserves the right to modify, upgrade, suspend or terminate some or all of the services on this website at any time without further notice.
   7.2 If we are unable to continue providing some or all of our services due to changes in laws and regulations or force majeure, we are not responsible for any inconvenience or loss caused by this. However, we will do our best to inform and assist users in handling relevant matters in advance or in a timely manner.

8. Modification and Update
   8.1 Our company may modify or update these terms of use from time to time according to legal and regulatory updates and business development needs; The updated terms will be published on this website and will take effect from the date of publication.
   8.2 By continuing to access or use this website, users accept the updated terms of use. If the user does not agree with the relevant changes, they should stop using this website and related services.

9. Applicable Law and Dispute Resolution
   9.1 The establishment, interpretation, implementation, and dispute resolution of these Terms of Use shall be governed by relevant laws and regulations of the Philippines.
   9.2 Any disputes arising from these Terms of Use shall be resolved through friendly consultation between the parties first; If the negotiation fails, a lawsuit should be filed with the Philippine court with jurisdiction.

10. Contact us

• If you have any questions, opinions or suggestions regarding these Terms of Use or the services of this website, please feel free to contact us through the customer service channels published on this website.